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Find an Insurance Agent in California

Finding a top rated insurance agent in California doesn’t have to be difficult. We’ve short-listed the best insurance agents and companies for you.

San Francisco

California is a huge state along the West Coast of the United States. Home to tons of exciting activities and cities, it is often described as people’s all-time favorite place to work and live.

However, due to its hot and dry climate, it is the site of wild fires and other natural disasters almost yearly. The large demand for housing and risk of wildfires have a major impact on the housing prices including insurance.

The cost of living in California is often considered sky-high compared to the rest of the United States. Keep this is in mind if California is where you plan to hang your hat.

Top Insurance Agents in California

Top-Rated Insurance Agents in California, United States

David E. Quan Agency Insurance Brokers, Inc.

1767 16th St

Oakland, CA 94607

(510) 653-8880

Farmers Insurance - Bobby Molan

212 9th St #111

Oakland, CA 94607

(510) 893-2595

Pleasant Insurance

320 8th St

Oakland, CA 94607

(510) 465-8113

Kelly Snodgrass: Allstate Insurance

900 Alice St Ste 128

Oakland, CA 94607

(510) 835-8581

Covered California Certified Agent

530 Water St F7

Oakland, CA 94607

(510) 272-1408

Embassy Insurance with Progressive

1767 16th St

Oakland, CA 94607

(619) 268-8604

Allstate

212 9th St #111

Oakland, CA 94607

(484) 370-7467

Simon Chew, CIC / eHealth-Plans Inc. / Amazing Wealth

638 Webster St Suite 420

Oakland, CA 94607

(888) 746-6688

Trust Administrators Inc

829 Harrison St

Oakland, CA 94607

(510) 839-2960

Brandon Stewart, Liberty Mutual Insurance Agent

1767 16th St

Oakland, CA 94607

(484) 370-7557

Sharon Woo - State Farm Insurance Agent

945 Wood St

Oakland, CA 94607

(510) 444-1156

MetLife Auto & Home

822 Franklin St # 7

Oakland, CA 94607

(925) 635-8794

Kelly Snodgrass: Allstate Insurance

323 N Brookhurst St

Anaheim, CA 92801

(714) 635-5700

MetLife Auto & Home

1769 W La Palma Ave

Anaheim, CA 92801

(714) 340-4623

Mercury Insurance Group

825 N Euclid St F

Anaheim, CA 92801

(714) 582-5868

Mona's Auto Insurance Services

1301 E Gage Ave

Los Angeles, CA 90001

(323) 274-2230

Embassy Insurance with Progressive

1301 E Gage Ave

Los Angeles, CA 90001

(323) 524-2586

U & A Auto Registration/ Urban City Insurance Services

725 E Florence Ave

Los Angeles, CA 90001

(323) 753-0980

David E. Quan Agency Insurance Brokers, Inc.

1767 16th St

Oakland, CA 94607

(510) 653-8880

Farmers Insurance - Bobby Molan

212 9th St #111

Oakland, CA 94607

(510) 893-2595

Pleasant Insurance

320 8th St

Oakland, CA 94607

(510) 465-8113

HealthMarkets Insurance - Karen Morse

7386 Stockton Blvd suite j

Sacramento, CA 95823

(916) 207-9167

Kelly Snodgrass: Allstate Insurance

7880 Alta Valley Dr Ste 101

Sacramento, CA 95823

(916) 681-0815

Barbara Etrick - State Farm Insurance Agent

6332 Florin Rd Ste 100

Sacramento, CA 95823

(916) 822-5110

Breeze Insurance

201 Spear St #1100

San Francisco, CA 94105

(402) 256-5230

AKKO

595 Market St

San Francisco, CA 94105

(415) 523-9233

AAA Alabama

Potrero Center

2300 16th St Suite 280, CA 94105

(415) 553-7215

Most common insurance hazards in California

California suffers from a yearly wildfire season, which peaks between July and November when hot, dry winds are most frequent. The wildfire season typically subsides with the first significant fall rainstorms, usually around October in Northern California, and early November in Southern California.

The 2020 California wildfire season was a record-setting year of wildfires in California: 9,639 fires, burning over 4% of the state’s land, making 2020 the largest wildfire season recorded in California’s modern history (according to the California Department of Forestry and Fire Protection).

If you add to the frequent earthquakes, California is certainly a more risky state to settle in. Homeowners and renters insurance policies usually don’t cover earthquake damages, and an earthquake insurance policy should be purchased in addition to their home insurance.

However, a standard home insurance policy will generally cover damages and losses from fire following an earthquake and might also cover additional living expenses if the fire made you home unlivable.

Find an Insurance Agent Near You

California

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Best Car Insurance Companies in California

Company Ratings Highlights
Geico
A.M. Best Financial Strength: A++
J.D. Power Customer Satisfaction Score: 834/1000
Standard & Poor’s: AA+
Affordable premiums
Many discounts
Great customer service
Easy mobile accessibility
Progressive
A.M. Best Financial Strength: A
J.D. Power Customer Satisfaction Score: 821/1000
Third largest auto insurer
Excellent mobile tools
Numerous discount options
Safe driving habits discount
State Farm
A.M. Best Financial Strength: A++
J.D. Power Customer Satisfaction Score: 814/1000
Standard & Poor’s: AA
Nation’s largest auto insurer
In-person agent support
Multiple discount options
Comprehensive coverage
Allstate
A.M. Best Financial Strength: A+
J.D. Power Customer Satisfaction Score: 810/1000
Standard & Poor’s: A-
Numerous discounts
Rideshare coverage
Safe Driving Bonus Check
Claims satisfaction guarantee
USAA
A.M. Best Financial Strength: A++
J.D. Power Customer Satisfaction Score: 883/1000
Best for military members and families
Fantastic customer service
Excellent mobile tools
Among the more affordable policies

Cheapest full coverage car insurance companies in California

Full coverage includes comprehensive and collision insurance, which protects you from vehicle damage, regardless of who’s at fault. Full coverage is usually more costly, but the higher liability coverage and additional comprehensive and collision coverage protect you and your assets, especially when you’re responsible for the accident.

On average, in California, full coverage car insurance costs $1,817/year, or $151 per month. There are many other factors that impact the cost of your car insurance: talk to an insurance agent near you for a detailed assessment!

*  Source: Penguin Value, based on the state minimum policy requirements.
Top 3 Cheapest Car Insurance, Average Annual Premium
Geico
$1,432
Mercury
$1,487
Progressive
$1,608

Best Homeowners Insurance Companies in California

Company Ratings
USAA
A.M. Best Financial Strength: A++
J.D. Power Customer Satisfaction Score: 5/5
Best for: best customer service; lowest complaints
State Farm
A.M. Best Financial Strength: A++
J.D. Power Customer Satisfaction Score: 4/5
Best for: most affordable; great customer service
Nationwide
A.M. Best Financial Strength: A+
J.D. Power Customer Satisfaction Score: 4/5
Best for: customizable policies; numerous bundles and discounts
Farmer Bureau Insurance
A.M. Best Financial Strength: B++
J.D. Power Customer Satisfaction Score: N/A
Best for: best coverage for rural homeowners' needs
Amica
A.M. Best Financial Strength: A+
J.D. Power Customer Satisfaction Score: 5/5
Best for: best-in-class claims handling and customer satisfaction ratings

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Best Life Insurance Companies in Alaska

Company Ratings
Prudential
A.M. Best Financial Strength: A+
BBB Rating: A
J.D. Power Rating (scale 1000 points): 754
Best for: best overall
Transamerica
A.M. Best Financial Strength: A+
BBB Rating: A+
J.D. Power Rating (scale 1000 points): 732
Best for: best value; most competitive rates for term life insurance policy
Northwestern Mutual
A.M. Best Financial Strength: A++
BBB Rating: A+
J.D. Power Rating (scale 1000 points): N/A
Best for: best for whole life insurance policy
Protective
A.M. Best Financial Strength: A+
BBB Rating: A+
J.D. Power Rating (scale 1000 points): 3/5
Best for: best for whole life insurance policy
USAA
A.M. Best Financial Strength: A++
BBB Rating: A+
Best for: best for military families

Best Health Insurance Companies in Alaska

Company Ratings
Prudential
A.M. Best Financial Strength: A+
BBB Rating: A
J.D. Power Rating (scale 1000 points): 754
Best for: best overall
Transamerica
A.M. Best Financial Strength: A+
BBB Rating: A+
J.D. Power Rating (scale 1000 points): 732
Best for: best value; most competitive rates for term life insurance policy
Northwestern Mutual
A.M. Best Financial Strength: A++
BBB Rating: A+
J.D. Power Rating (scale 1000 points): N/A
Best for: best for whole life insurance policy
Protective
A.M. Best Financial Strength: A+
BBB Rating: A+
J.D. Power Rating (scale 1000 points): 3/5
Best for: best for whole life insurance policy
USAA
A.M. Best Financial Strength: A++
BBB Rating: A+
Best for: best for military families