Find an Insurance Agent in California
Finding a top rated insurance agent in California doesn’t have to be difficult. We’ve short-listed the best insurance agents and companies for you.
California is a huge state along the West Coast of the United States. Home to tons of exciting activities and cities, it is often described as people’s all-time favorite place to work and live.
However, due to its hot and dry climate, it is the site of wild fires and other natural disasters almost yearly. The large demand for housing and risk of wildfires have a major impact on the housing prices including insurance.
The cost of living in California is often considered sky-high compared to the rest of the United States. Keep this is in mind if California is where you plan to hang your hat.
Top Insurance Agents in California
Top-Rated Insurance Agents in California, United States
Simon Chew, CIC / eHealth-Plans Inc. / Amazing Wealth
638 Webster St Suite 420
Oakland, CA 94607
(888) 746-6688
Javier Misiego - State Farm Insurance Agent
1661 S Raymond Ave Ste 102
Anaheim, CA 92801
(714) 772-3838
Pedro Maldonado - State Farm Insurance Agent
1933 E Florence Ave
Los Angeles, CA 90001
(323) 583-1111
Brandon Stewart, Liberty Mutual Insurance Agent
575 Market St #1000
San Francisco, CA 94105
(484) 372-4022
Most common insurance hazards in California
California suffers from a yearly wildfire season, which peaks between July and November when hot, dry winds are most frequent. The wildfire season typically subsides with the first significant fall rainstorms, usually around October in Northern California, and early November in Southern California.
The 2020 California wildfire season was a record-setting year of wildfires in California: 9,639 fires, burning over 4% of the state’s land, making 2020 the largest wildfire season recorded in California’s modern history (according to the California Department of Forestry and Fire Protection).
If you add to the frequent earthquakes, California is certainly a more risky state to settle in. Homeowners and renters insurance policies usually don’t cover earthquake damages, and an earthquake insurance policy should be purchased in addition to their home insurance.
However, a standard home insurance policy will generally cover damages and losses from fire following an earthquake and might also cover additional living expenses if the fire made you home unlivable.
Find an Insurance Agent Near You
| Insurance Agents in California's top cities | ||
|---|---|---|
Can't Find Your Location?
Enter your ZIP code, select an insurance type and browse our selection of licensed insurance agents in your area.
500+ agents in your area
500+ agents in your area
Best Car Insurance Companies in California
| Company | Ratings | Highlights |
|---|---|---|
|
Geico |
A.M. Best Financial Strength: A++ J.D. Power Customer Satisfaction Score: 834/1000 Standard & Poor’s: AA+ |
Affordable premiums Many discounts Great customer service Easy mobile accessibility |
|
Progressive |
A.M. Best Financial Strength: A J.D. Power Customer Satisfaction Score: 821/1000 |
Third largest auto insurer Excellent mobile tools Numerous discount options Safe driving habits discount |
|
State Farm |
A.M. Best Financial Strength: A++ J.D. Power Customer Satisfaction Score: 814/1000 Standard & Poor’s: AA |
Nation’s largest auto insurer In-person agent support Multiple discount options Comprehensive coverage |
|
Allstate |
A.M. Best Financial Strength: A+ J.D. Power Customer Satisfaction Score: 810/1000 Standard & Poor’s: A- |
Numerous discounts Rideshare coverage Safe Driving Bonus Check Claims satisfaction guarantee |
|
USAA |
A.M. Best Financial Strength: A++ J.D. Power Customer Satisfaction Score: 883/1000 |
Best for military members and families Fantastic customer service Excellent mobile tools Among the more affordable policies |
Cheapest full coverage car insurance companies in California
Full coverage includes comprehensive and collision insurance, which protects you from vehicle damage, regardless of who’s at fault. Full coverage is usually more costly, but the higher liability coverage and additional comprehensive and collision coverage protect you and your assets, especially when you’re responsible for the accident.
On average, in California, full coverage car insurance costs $1,817/year, or $151 per month. There are many other factors that impact the cost of your car insurance: talk to an insurance agent near you for a detailed assessment!
* Source: Penguin Value, based on the state minimum policy requirements.
| Top 3 Cheapest Car Insurance, Average Annual Premium | |
|---|---|
|
Geico |
$1,432 |
|
Mercury |
$1,487 |
|
Progressive |
$1,608 |
Best Homeowners Insurance Companies in California
| Company | Ratings |
|---|---|
|
USAA |
A.M. Best Financial Strength: A++ J.D. Power Customer Satisfaction Score: 5/5 Best for: best customer service; lowest complaints |
|
State Farm |
A.M. Best Financial Strength: A++ J.D. Power Customer Satisfaction Score: 4/5 Best for: most affordable; great customer service |
|
Nationwide |
A.M. Best Financial Strength: A+ J.D. Power Customer Satisfaction Score: 4/5 Best for: customizable policies; numerous bundles and discounts |
|
Farmer Bureau Insurance |
A.M. Best Financial Strength: B++ J.D. Power Customer Satisfaction Score: N/A Best for: best coverage for rural homeowners' needs |
|
Amica |
A.M. Best Financial Strength: A+ J.D. Power Customer Satisfaction Score: 5/5 Best for: best-in-class claims handling and customer satisfaction ratings |
Talk to a Qualified Agent in Your Area
Let us do the work for you to identify the best policies and get the right quotes for you to compare
Start HereBest Life Insurance Companies in Alaska
| Company | Ratings |
|---|---|
|
Prudential |
A.M. Best Financial Strength: A+ BBB Rating: A J.D. Power Rating (scale 1000 points): 754 Best for: best overall |
|
Transamerica |
A.M. Best Financial Strength: A+ BBB Rating: A+ J.D. Power Rating (scale 1000 points): 732 Best for: best value; most competitive rates for term life insurance policy |
|
Northwestern Mutual |
A.M. Best Financial Strength: A++ BBB Rating: A+ J.D. Power Rating (scale 1000 points): N/A Best for: best for whole life insurance policy |
|
Protective |
A.M. Best Financial Strength: A+ BBB Rating: A+ J.D. Power Rating (scale 1000 points): 3/5 Best for: best for whole life insurance policy |
|
USAA |
A.M. Best Financial Strength: A++ BBB Rating: A+ Best for: best for military families |
Best Health Insurance Companies in Alaska
| Company | Ratings |
|---|---|
|
Prudential |
A.M. Best Financial Strength: A+ BBB Rating: A J.D. Power Rating (scale 1000 points): 754 Best for: best overall |
|
Transamerica |
A.M. Best Financial Strength: A+ BBB Rating: A+ J.D. Power Rating (scale 1000 points): 732 Best for: best value; most competitive rates for term life insurance policy |
|
Northwestern Mutual |
A.M. Best Financial Strength: A++ BBB Rating: A+ J.D. Power Rating (scale 1000 points): N/A Best for: best for whole life insurance policy |
|
Protective |
A.M. Best Financial Strength: A+ BBB Rating: A+ J.D. Power Rating (scale 1000 points): 3/5 Best for: best for whole life insurance policy |
|
USAA |
A.M. Best Financial Strength: A++ BBB Rating: A+ Best for: best for military families |